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Disability Insurance: a non-hot topic with very hot implications
The Social Security Disability Insurance (SSDI) is one of the two components of the American Social Security Program (the other is the Retirement trust fund). It insures workers against loss of income and grants access to the government’s Medicare program in the event of a work-limiting disability that ends their careers prior to their reaching full retirement age[1]. However, its expenditures on cash transfers and medical benefits are growing unsustainably thus posing a threat to the sustainability of the American Social Security fund itself. Read more…