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Do 401(k) Withdrawals Count as “Earnings” to Social Security?

Anyone who claims their Social Security before reaching full retirement age is subject to Social Security’s so-called “earnings test” which limits how much you can earn before they take back some of your benefits. But people are often confused about what Social Security actually means by “earnings.”  In this article by Karin Price Mueller appearing at New Jersey’s, the author responds to a question about whether individual withdrawals from tax-advantaged 401(k) savings will count toward Social Security’s earnings limit, thus impacting Social Security benefits. Click here to read more.

Also, if you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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