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Don’t bank on breaking even

Although Social Security started in 1937, it was not until 1956 that things started getting complicated. That was the year women were given the option to claim early benefits at age 62 instead of waiting until 65. The penalty for doing so was a 25 percent reduction in benefits with an exception made for widows. Five years later, men were given the same option. Today, a cottage industry has sprung up to help the 76 million boomers answer the question of when to claim Social Security….Read More


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