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Don’t Claim Social Security If You Can’t Answer These 4 Questions

It’s a decision most of us will have to face eventually– when to start Social Security benefits.  Christy Bieber notes once you make that choice, you have few options for a do-over, and you could affect the amount of income your benefits provide for the rest of your life.  Therefore, Bieber says everyone must get answers to these four questions before starting benefits: 1. How much will my monthly benefit be? 2. How does this compare to my potential maximum benefit? 3. Will my spouse need to rely on survivor benefits? 4. Will I be taxed on my Social Security check?  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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