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Enrolling in Medicare at 65 Doesn’t Mean You Should Apply for Social Security Too

… but it’s a phenomenon we see quite often here at The AMAC Foundation’s Social Security Advisory Service. Many people don’t realize that Social Security and Medicare are two entirely separate programs and that there’s no need to sign up for Social Security simply because you reach 65 and enroll in Medicare. And the reason it’s a problem? Well, 65 is no longer the full retirement age for Social Security and that means claiming SS benefits at 65 will result in a cut in your benefit payment. This Motley Fool article by Maurie Backman explains.

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