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Expectations vs. reality when it comes to Social Security

When it comes to Social Security planning, it’s important to understand that what might seem logical to you may not be the reality with your Social Security benefits. This is especially true when both partners in a couple have earned their own Social Security retirement benefits from a working career, and then also becoming entitled to other benefits as a spouse or a survivor. While logic might imply that you’d get a a full additional benefit on top of your own earned benefit, that is not the case for spouse’s and survivors. In this Motley Fool article appearing at Fox Business News, Social Security’s rules prevent “double dipping” – that is, collecting both your own benefit and the full benefit you may be entitled to as a spouse or survivor in addition to your own. Reality is that you get only the higher benefit, as explained in the article. Click here to read more.

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