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Four Surefire Signs You’re Ready to Retire
Social Security monthly benefits rise every month you delay beginning them, from age 62 to age 70. Once you’ve thoroughly investigated your Social Security start date, including how much you would receive at early retirement age 62, full retirement age (66-67 depending on birth year), and maximum retirement age of 70 (or any month/year in between), it’s time to do three more things to be sure you’re ready for retirement, according to Diane Mtetwa. They are: create a budget; evaluate savings to be sure you can cover shortfalls; and consider the emotional side of stopping work. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.