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Futureworld Thinking: How Retirement Systems need to Evolve

Transamerica Institute for Retirement Studies reported today on a “new global research released today. The New Social Contract: A Blueprint for Retirement in the 21stCentury is based on a 2018 survey of 16,000 workers and retirees in 15 countries spanning the Americas, EuropeAsia, and Australia.” The research project highlights the impact of developing “megatrends” reshaping retirement thinking, from financial market volatility to evaporating government benefits, and expressing concern that the overall impact on the future of retirement life me be underestimated in some quarters.
The study goes on to advocate for a new social contract for retirement, based on “sustainable social security benefits, universal access to retirement savings arrangements, automatic savings and other applications of behavioral economics, guaranteed lifetime income solutions, financial education and literacy, lifelong learning, longer working lives and flexible retirement, accessible and affordable healthcare, a positive view of aging, and an age-friendly world in which people of all ages can thrive.”
For those seeking a long-range look at retirement systems globally, this is a worthwhile read. Access the Transamerica Institute news release, complete with links to the research material, here…


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