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Have a Backup Plan if Delaying Social Security
Experts across the board almost always say delay Social Security as long as possible, up to age 70, to get the absolute highest benefit for life once can based on one’s earnings record. Maurie Backman notes health will need to be a consideration, but this piece focusing on a backup plan. Such a plan could mean working part-time in retirement if the need arises. It might also mean downsizing to a smaller home or renting out a portion of a larger one you decide to hang on to. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.