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Squeezing an Added 24% Out of Social Security

Selena Maranjian opens with a quote from Dwight Eisenhower reminding folks, “Social Security is not intended as a substitute for private savings, pension plans, and insurance protection…” The key to getting 24% more, though, is waiting. Each month and year one waits beyond 62, the earliest age once can claim a diminished benefit, will yield a higher monthly check for the rest of one’s life. Maranjian shows and explains this in a chart. The tradeoff is basically lower checks for more years or higher checks but for fewer years. Full piece here.

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