Q & A

How Do Divorce and Remarriage Affect Social Security Benefits?

Answer: It is common knowledge that husbands and wives are entitled to collect Social Security benefits on their spouses’ work records. Less well known is that this benefit applies to divorced spouses as long as the spouse has not remarried. Divorced spouses are even entitled to survivor benefits in certain circumstances. As a spouse, you have the option of claiming a Social Security retirement benefit based on your own earnings record or collecting a spousal benefit equal to half of your spouse’s Social Security benefit. You are automatically entitled to whichever benefit is higher and you can collect on your spouse’s record even if you have never worked yourself. Read more

Source: http://www.elderlawanswers.com – 11/14/2013

 

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