How Longer Lives Affect Social Security

Life spans are longer now than they have ever been, however, studies show that they are not extending equally across all demographics. This fact greatly impacts how Social Security affects retirees differently in lower-income and higher-income workers. Higher-income workers generally live longer than lower-income, and as a result the lower-income workers end up netting a lower percentage of the total that they are entitled to from the system than their higher earning counterparts. This disparity is causing talk for a reform in the system to balance how benefits are handed out and is being used as a counter argument for raising the retirement age. For more information on this subject, visit this article by John Manganaro with Plan Adviser.


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