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How much should you save for your retirement?
It’s not that Americans don’t want to save. In a Gallup poll taken in April 2014, Americans reported that they “enjoy” saving more than they do spending by a margin of 62 percent to 34 percent. That ratio of saving to spending sentiment is up a lot compared to just before the Great Recession. But Americans are not saving nearly enough. In its annual Retirement Confidence Survey released in March, the Employee Benefit Research Institute reported that 60 percent of its respondents had household savings of less than $25,000...Read More