Q & A
If delayed, to what age do SSA survivors benefits increase?
Full Question: My husband and I both worked so each of us received our individual Social Security retirement, although his amount was more. I was age 64 when he died a year ago but decided to delay starting SSA survivors benefits as a widow to wait for a higher amount. Until what age will they keep increasing if I wait?
Answer: Differences exist between retirement and survivors Social Security benefits but, as with retirement, the younger you are when starting survivors benefits based on age, the larger the reduction. Reductions are based on the number of months away from full retirement age (FRA) a person is. Survivors FRA is different from retirement FRA. For example, for birth years 1945 – 1956, the survivors FRA is age 66 compared to birth years 1943 – 1954 for retirement FRA age 66. Read more…
Source: Social Security Administration
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