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Increase Your Social Security Benefits Now

Many articles are written about boosting Social Security benefits.  Some nefariously suggest you must purchase a newsletter to get “the hidden secrets” and the like.  But in reality, as Katie Brockman writes in this Motley Fool piece, it really comes down to these two things– work longer and delay benefits longer.  Doing either will increase your monthly benefit check.  People may not realize Social Security uses your 35 highest earnings years in calculating benefits.  Even working just one extra year at a higher salary than what you made as a teenager would use a different 35 years and thus likely yield a higher benefit.  Brockman also notes you should ensure you’re collecting all the types of benefits you’re entitled to, including spousal benefits, divorce benefits, or survivors benefits in addition to the standard retirement benefit.  Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

 

 

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