Is a lump-sum payment right for you?

One of the most critical choices you will make with Social Security is when to start your monthly payments from the program. With Social Security, you have a range of eight years (age 62 to age 70) available to workers claiming retirement benefits. But what many people don’t realize is that there’s another choice that some retirees have that can give them retroactive benefits if they want: lump-sum payments.  In Dan Caplinger’s article, he explains lump-sum payments that retroactive benefits provide, but he warns they come with a catch that you need to understand before choosing to take them. Read his article here…

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