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Learn as much as you can before claiming Social Security

Liz Weston of MarketWatch urges people not to let Social Security representatives alone to talk them into any decisions as important and life altering as starting Social Security benefits. Social Security employees aren’t supposed to give advice, just education. But education can stray into advice, and mistakes can be costly, as she states in the article. Weston notes the advice of Certified Financial Planner Mary Beth Franklin, who urges people to learn as much as they can before approaching Social Security, then keep a record of all interactions with the agency, including the names of representatives and their direct phone numbers, in case they need to appeal or correct a decision. Article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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