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Lump sums, future income, and spousal benefits explained
When one decides to take Social Security will impact monthly benefits for a lifetime, so it is important to consider all options. Laurence Kotlikoff, professor at Boston University, addresses a number of questions in this column, including how a lump sum retirement benefit might be counted by Social Security. Among the other questions answered are: Is Future Income Still Counted If I File For Social Security Benefits Now? Can My Wife File For Spousal Benefits Now And Later File For Her Own Benefits? How Much And When Could I Receive Benefits From My Ex-Spouse’s Record? Read full piece with the answers here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
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