Maximizing Your Social Security Benefits - MoneyTalksNews

Do you want to maximize your Social Security benefits? Of course you do, but the key to doing that is fully understanding how the program works. Your Social Security monthly benefit amount is based on your highest earning 35 years over your lifetime and the age at which you claim, but there are other things which influence how much you will receive in cumulative lifetime benefits. For example, if you’re married you should consider spousal benefits while both partners are living, as well as survivor benefits if one partner passes. If you have minor children they may also be eligible for benefits, and income taxes might take a bite out of your Social Security dollars and there may be ways to ease that pain. Social Security is a complex topic and there are many ways your benefits can be affected, as discussed in this MoneyTalksNews article by Marilyn Lewis. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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