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Navigating Social Security When There Are Big Spousal Age Gaps

Maurie Backman explains how being married adds a level of complexity when it comes to Social Security, and that is particularly true when there is a significant difference in age between spouses.  Backman explains some scenarios, one being this:  if you expect your spouse to outlive you by many years and your spouse is entitled to a less than generous a Social Security benefit based on his/her wage history, then your best bet may be to delay your own filing as long as possible — until age 70.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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