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Overcoming the 3 Biggest Barriers to Retirement Savings and How to Overcome Them
With Social Security set to replace only about 40% of pre-retirement income, people must do their own part in their working years. Kailey Hagen advises workers to address a lack of cash by reducing expenses, increasing monthly income, or both. Next, build an emergency fund containing 3-6 months of living expenses. This should be a top financial priority for those that don’t already have one. Lastly, putting family members’ financial needs ahead of your own could hurt you and them in the long run. Full piece here.