Social Security Report

“Ask Rusty – Help! Social Security Reduced my Monthly Payment”

Dear Rusty:  My last Social Security payment decreased by about $400, so I went to my online SS account and found a November 2025 letter explaining that my 2024 tax return showed a greatly enlarged AGI (Adjusted Gross Income). Thus, SSA decided to…

Continue Reading »

Popular Questions

• Ask Rusty – When Will I Get Full Credit for Delaying my SS Retirement?
• Ask Rusty – Is There Income Tax on Social Security Benefits?
• Ask Rusty – I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules
• Ask Rusty – My Friend is 65; shouldn’t she be exempt from Medicare payroll taxes?
• Ask Rusty – I’m Still Working; Why Didn’t my Benefit Amount Increase?

• When should you take Social Security?
• Life Expectancy Calculator
• Estimating your retirement income needs
• Practical Money Skills
• Retirement Benefits Estimator
• Can I retire yet?
• Understanding Social Security’s Payment Schedules