Deciding when to begin your Social Security benefits is a choice that will impact the rest of your life.

Starting Social Security benefits is an important decision. Consider all relevant factors, particularly your life expectancy. While no one can predict their lifespan, reviewing your family history may provide helpful insight. Average life expectancy continues to rise, and current data…

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Clarifying Social Security Terminology

There is little doubt that Social Security uses many different terms and jargon describing who is eligible for benefits, and when they might claim those benefits earned from a lifetime of working. If you need an example of the myriad…

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SSI Address Change Service Enhancements

Date: Wednesday, August 5, 2026 Dear Colleague, As part of our ongoing commitment to improving how we serve the American public, we recently announced an enhanced call-routing process for people applying for survivor benefits. To better support Supplemental Security Income (SSI) recipients,…

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Eliminating the Social Security Earnings Limit

A bill has been introduced in Congress that would repeal the “earnings limit” currently in effect on how much you can earn while collecting your Social Security benefits before you reach your full retirement age (FRA). For 2026, the earnings…

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You Can Appeal a Social Security Overpayment Notice

Last year, Social Security’s Office of the Inspector General reported that the agency had paid nearly $11.3 billion in improper payments in 2025, with 9.3 billion attributed to overpayment of benefits. The SSA identified the main cause for the overpayments…

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“Ask Rusty – Is the Medicare Part B Premium a Percentage of our Social Security Amount?”

Dear Rusty: I have a simple question: Is the amount we pay for Medicare Part B premium a percent of our Social Security amount we receive? Signed: Curious Dear Curious: Your Medicare Part B premium is not based on a…

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