Analyzing the “Trump Accounts,” Their Challenges and Potential

The “One Big Beautiful Bill Act” brought a slew of welcome benefits for seniors, from relief from some of the tax burden on Social Security benefits, to income tax relief for workers with tip income, to the temporary ability to…

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Assessing the Implications of the Full Retirement Age (Hint: It’s not as simple as you think)

Reaching full retirement age (FRA)–the age at which a claimant can receive the full amount of their earned Social Security retirement benefit–was historically thought to be age 65. And it was…at least until the Social Amendments of 1983. A series…

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A Common Sense Approach to Social Security Reform?

In a well-written, somewhat light-hearted, but nonetheless timely and realistic discussion, Stanford Magazine writer Summer Moore Batte summarizes the thinking of two scholars on how to address Social Security’s rapidly approaching financial cliff. In her news.stanford.edu post, Ms. Batte captures…

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Social Security Survivor Benefits – Part 2

Understanding the “Widow Limit”  The “widow limit” rules apply in situations where the higher-earning spouse took their benefits early, such as at the age of sixty-two. When someone takes their retirement benefits at age 62, they receive 75% of their benefit…

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Social Security Survivor Benefits – Part I 

Perched high on the list of questions most frequently asked of the AMAC Foundation’s Social Security Advisor Service is the topic of “survivor benefits.”  The term “survivor benefit” refers to benefits available to the dependent(s) of a deceased person who was either…

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“Ask Rusty – Why Didn’t My Friend’s Wife Get All Her SS Immediately?”

Dear Rusty: A friend told me about what he believes is a strange thing in the Social Security system. His wife reached her full retirement age (FRA) of 66 several years ago. She delayed filing for Social Security past her…

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