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Plan to Claim Social Security at 62 Even If You Don’t End Up Doing So
Age 62 is the most popular age to take Social Security, even if doing so means a permanent reduction in benefits for life. But Maurie Backman explain why one should PLAN to take benefits then, but then wait if able to do so. The Employee Benefit Research Institute reports that a shocking 48% of Americans are forced to retire early. It could be a company layoff or a person’s health issues. Either way, some land in a scenario where they are forced out of the workforce sooner than they’d like, and at that point, they may have to file for Social Security early — as early as 62. Read Backman’s full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.