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Rely on Social Security to fund retirement? Time to rethink
Kristen Carlisle says the impetus now falls more than ever onto individuals to take on more responsibility for their own retirement security given vanishing pensions and Social Security’s ill health and likely lower future payouts. She suggests better financial education for people in their working years and endorses two critical pieces of legislation making their way through Washington right now—the SECURE Act 2.0 and the EARN Act. Both seek to address some of the blockers standing in the way of saving for retirement, for both businesses and employees. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.