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Relying too heavily on Social Security could come back to haunt you

Maurie Backman stresses that amassing a large savings account is the best way to stave off financial difficulty in retirement.  She provides detail on these three harsh realities of the program: 1. Those benefits won’t come close to replacing your former income, as replacement is just 40%; 2. You may not have generous raises to look forward to; 3. There’s a good chance your benefits will be taxed.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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