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Retirement Incomes are Falling for Many Americans, Despite What AEI Wants You to Think

In a new paper from the American Enterprise Institute, Andrew Biggs and Sylvester Schieber argue that workers; retirements are more secure financially than some suggest. In part, they point to the ratio of household assets to wage earnings for those with heads aged 45 to 54. While their criticisms may have some validity, there are some significant omissions that cut the other way. On balance, it is likely that most households will rely more heavily on Social Security to support their retirements than in prior years….we augment the analysis of Biggs and Schieber by considering only the middle 20 percent of wage earners. Read more…

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