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Retirement Planner: The choice is yours
Today’s question for retirees is the classic, “How much of my retirement account should I leave in cash so I won’t have to sell income-producing assets in a down market?” Like so many answers regarding money, “It all depends. “While I’m happy to review a spectrum of alternatives in a minute, I’ve always thought that my own answer to the question was the best. My pat solution calls for a 50/50 mix of bond funds and dividend-rich stock funds that can be expected to churn out combined earnings of about 5 percent per year…Read More