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Retirement planning, when you still have years until retirement

Probably the most important element to see how much savings you’ll need for retirement is figuring out how much money you’ll spend in each of your so-called “golden years.”  And trying to estimate your retirement income needs far in advance of retirement is, of course, difficult because there are many factors which will change over time. It is, however, possible to use some standard benchmarks, especially for inflation, to arrive at an educated guess as to how much you should save between now (whatever age that is) and when you retire. This Florida Today article by guest contributor and financial planner Steven Podnos offers a method to consider the effect of inflation and income taxes on your income and spending to arrive at how much you’ll need saved as you retire. Click here to read more.

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