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Scared to Outlive Nest Egg? Find the Right Withdrawal Rate

As any financial planner can attest, it isn’t only how much is saved but what is spent that determines whether a nest egg will last. Indeed, the annual withdrawal rate during retirement is the most important factor in minimizing the likelihood of outliving one’s money. That percentage, which differs for everyone, is based upon the amount socked away; age at the time of retirement; sources of guaranteed income, such as pension and Social Security; and annual living expenses. Read more…

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