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Simple Social Security planning can add extra cushion in retirement

Social Security will undoubtedly play a major role in most Americans’ retirement income planning. The problem is, most Americans will not take the time to understand various claiming strategies that could potentially add thousands of dollars in additional benefits during their lifetimes. I’m going to discuss a little-used strategy called “file and suspend” that could potentially mean greater benefits to your retirement income. Here’s the scenario: Joe and Jane Doe have been married for more than 30 years and are seriously considering retirement in the next five years….Read More


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