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Soc Sec Max Benefits & Spousal Benefits Explained

Boston University Economics Professor Laurence Kotlikoff explains the issue of maximum Social Security benefits.  He highlights the fact that it can differ for two people with the exact same lifetime earnings if birth year is different.  The author also explains how a higher income late in one’s career can knock off a lower income year early in one’s working years.  The article concludes with how spousal benefits are calculated, eligibility for spousal benefits, and how the earnings test affects on a spouse’s benefits.  Read Kotlikoff’s full piece in by clicking here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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