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Social Security Benefits Can Be Lost!

Most of us believe that once we claim our hard-earned Social Security benefits, those benefits are ours to keep forever. And, that’s largely true, except that things you do or don’t do can, indeed, cause you to lose some or all of your Social Security benefits. For example, if you claim benefits before reaching your full retirement age (FRA), your benefit payment will be permanently reduced, by as much as 30% if your full retirement age is 67. And if you claim benefits early (before your FRA) and you work and exceed the annual earnings limit, you may find you must return some of your benefits. The fact is that there are several ways that you can lose some or all of your earned Social Security benefits, and the best protection against that happening is to be knowledgeable. Reading this Yahoo! Finance article by Andrew Lisa will help you acquire the needed knowledge to avoid losing benefits.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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