Social Security Disability: A lifeline for disabled workers

Social Security Disability Insurance (SSDI) is something that most people have paid premiums for throughout their entire working career; part of the FICA tax withheld from your every paycheck goes to pay the premium for SSDI. So if you’re put in the unfortunate position of either your health or an accident rendering you unable to work, that insurance is there to help ease your financial burden. But Social Security’s disability rules can be daunting, and even though about 2/3rds of all initial requests are denied, you shouldn’t just give up. There is an appeals process that quite often results in SSDI benefits being awarded, though it will take some time and effort and maybe even some professional help to achieve. And those efforts can result in success which will help sustain you financially until you’re back in good health or have reached your Social Security full retirement age. In this Kiiplinger article by Allsup’s Michael Stein, the author offers some hints on applying for SSDI, and discusses when seeking the help of a professional makes sense. Click here to read more.

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