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Social Security Replaces Less of Your Income Than You Think

“I don’t have to save much for retirement.  I’ll get Social Security.”  That has been the thinking of Americans for decades, but it’s naive because Social Security was never designed to live on.  It’s a piece of an overall retirement package that should also include an income stream from either a pension or a 401k or an IRA along with savings accrued over a lifetime.  Social Security itself only replaces about 40 percent of pre-retirement income.  Maurie Backman explains this fact in his article and suggests what action(s) seniors should take to supplement Social Security income.  Read it here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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