Social Security’s “Representative Payee” Program

As the name suggests, a Social Security “representative payee” is someone who represents, and manages money for, another person who cannot handle their own financial affairs. The representative receives the incapable person’s Social Security benefits and uses those funds only to provide care for the incapable person. As can be imagined, there are pretty strict criteria which must be met to become a representative payee, and the SSA carefully vets all who wish to become one. That, of course, is for the protection of the beneficiary. In this “Savvy Senior” article by Jim Miller, appearing in The Oklahoman, a questioner asks whether Social Security can help beneficiaries who struggle to manage their benefit payments. For the complete answer to that question, click here.

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