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Some Shouldn’t Wait Until 70 to Claim Social Security

Experts almost universally encourage folks to wait to claim Social Security to increase their monthly benefits for life.  Age 70 is considered maximum retirement age.  But, Christy Bieber advises one situation where one should not wait until 70.  For those claiming spousal benefits, rather than claiming on their own work records, there is absolutely no reason to delay the start of checks until 70 if eligible for them earlier.  That’s because you’re not able to earn delayed retirement credits for spousal benefits under any circumstances.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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