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Spouses need to coordinate to maximize benefits

Among Lee Conrad’s round-up of recent retirement news he argues that spouses should coordinate their Social Security claiming strategies to maximize the amount of retirement benefits they will receive.  This article first appeared in Kiplinger,  A report shows that 82% of surviving spouses could have collected a higher benefit if they restricted their application to survivor benefits and waited until age 70 to claim their own retirement benefits. As experts note, while there have been recent changes in the law, one still has the option to take one benefit and delay the other.  Read more on that and other retirement strategies here.  The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.


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