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“SSI” vs. Social Security retirement or “SSDI” benefits - MarketWatch/

Social Security certainly can be a confusing program, with over 2800 rules codified in over 100,000 SSA website pages. Then add in that the Social Security Administration also administers other assistance programs on behalf of the federal government, and the mystery surrounding all benefits often deepens. Such is the case for one person who was receiving “Supplemental Security Income” (SSI) prior to becoming eligible for normal Social Security retirement benefits, as described in this article. This lady was required to take her normal SS retirement benefit at age 62, which completely offset her previous SSI benefit, and which also meant she had to take a cut in her SS retirement benefit for claiming early. This case has some interesting twists, all very well explained in this informative MarketWatch article by Alessandra Malito, appearing at

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…

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