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Stash cash in right place when saving for retirement

It’s sad that so few people know that Social Security only replaces about 40% of pre-retirement income.  That makes saving for retirement so much more important.  But cash that is stashed in low yield accounts will not generate significant wealth.  Maurie Backman’s piece here explains how folks need to save in 401k plans and IRAs, but they also need to achieve consistent returns well above what savings rates pay to achieve financial security in retirement.  Read article here.



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