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Study: Early filers often have “regret”

A married couple living until their mid-90s would give up more than a half million dollars, or as much as $2,000-4,000 per month for life, just by filing for Social Security retirement benefits at age 62 versus filing at age 70.  That was among the many findings of The 2019 MassMutual Social Security Pulse Check survey.  A sampling of other results include these; 30% filed at age 62 or younger; 38% wished they filed later; 53% filed out financial necessity, such as not saving enough; and 30% filed as the result of unforeseen issues, such as health issues or employment changes.  Read more study findings here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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