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Supplement Social Security with these 3 sources of income

Since Social Security replaces a scant 40% of pre-retirement income, retirees inevitably will find they need other income to survive. Savings can fill the gap of course. Maurie Backman suggests these sources: a CD ladder to take advantage of rising and falling rates; municipal bonds due to their lower risk and tax free income at the state level; and a job. On the latter, one must be cautious of earnings from work if also collecting Social Security between 62 and 67 due to the earnings limit. Full piece here.

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