AMAC Foundation
When should I claim my Social Security?
The Social Security advisors get asked this question at the AMAC Foundation every day. This is one question we cannot answer for you, as it is a personal decision only you can make. If you are married, it is important…
Your Social Security May Be Garnished for Delinquent Student Loans
The Federal Government can withhold up to 15% of your monthly Social Security benefit if you are delinquent on a Federal Student Loan, but your benefit cannot be reduced below $750 per month. According to the Consumer Financial Protection Bureau…
Do You Know Your Full Retirement Age for Social Security?
Knowing your full retirement age (FRA) is a very important part of your retirement plan. If you take your Social Security benefits before your FRA, you reduce the amount of your payment for the rest of your life. In an…
The Highest Social Security Benefit You Can Receive in 2026
Social Security benefits are calculated using your 35 highest-earning years. To receive the maximum possible benefit, you must reach the maximum taxable earnings in each of those years, something most workers do not achieve. For 2025, the maximum taxable earnings…
More Seniors Are Continuing to Work After Receiving Their Social Security Benefits
As the average life expectancy increases and the cost of living continues to rise, the workforce is aging. According to the article by the Asian Journal Newsroom, research shows that approximately 40% of Seniors are continuing to work after starting…
Social Security and Federal Debt: An Ongoing Debate
Pew Research Center recently observed1 that the U.S. federal debt is a growing concern among the American public, with now more than half of the sampled population considering it a top priority. At this writing, the “debt clock” shows our…
Artificial Intelligence (AI) – Be Careful of the Pitfalls
Artificial Intelligence (AI) is all the rage these days, with even the U.S. government getting on the bandwagon to try to harness this new and exciting technology. And it is, indeed, exciting, and a convenient method to do research, especially…
Everything You Ever Wanted to Know About Immigration and Social Security
This piece by the Center for Immigration Studies explains everything you ever wanted to know about immigration and how it is handled by the Social Security Administration. As we know, illegal immigration has skyrocketed in preceding years of a previous…
Medicare Changes for 2026
It likely not news, but healthcare costs continue to take a big chunk out of every senior’s pocketbook, and the forthcoming 2026 year certainly reflect that ongoing trend. Medicare Part B and Part D premiums are going up, and deductibles…
Social Security: A 2025 Financial Picture
Social Security is America’s most important retirement program, providing financial assistance in retirement for over 70 million Americans. Indeed, about half of all those receiving Social Security benefits say that it is a “major” source of their retirement income. And,…