AMAC Foundation
Social Security: A 2025 Financial Picture
Social Security is America’s most important retirement program, providing financial assistance in retirement for over 70 million Americans. Indeed, about half of all those receiving Social Security benefits say that it is a “major” source of their retirement income. And,…
About Social Security’s “Full Retirement Age”
Social Security’s “full retirement age” or “FRA” is when you get the full benefits you have earned from a lifetime of working. Those full benefits, based on your highest-earning 35 years, will be available at your FRA which, this year,…
2026 Social Security – Changes You Should Know
Social Security is an ever-evolving program, with certain changes automatically implemented every year. These changes are automatic and generally are based upon several government measurements, such as the Consumer Price Index and the Average National Wage Index, among others. Most…
Social Security Reform: A Potential Costly Mistake
If you follow the news at all, you are likely well aware that the nation’s premier senior retirement program – Social Security – is facing some financial issues in merely seven years! That is certainly cause for concern among our…
Ask Rusty – If We Both Collect Social Security, will our Benefits be Affected?
Dear Rusty: I reached full retirement age back in June, but I have not yet filed to collect Social Security. My husband currently collects SS funds, and he waited until he had reached full retirement age a few years ago.…
CMS Announces 2026 Medicare Costs
Somewhat delayed by the recent government shutdown, the Centers for Medicare & Medicaid Services (CMS) has finally announced the costs seniors will be required to pay for their healthcare coverage. As you likely know, Medicare consists of several “parts” called…
People Born in 1959 Reach Their Full Retirement Age of 66 & 10 Months in 2026
In 2026, the full retirement age (FRA) reaches 66 and 10 months. The FRA has been slowly increasing since 1983 to help keep Social Security financially stable for the future beneficiaries. As the FRA retirement increases, the reduction for taking…
Making the Most of the New 65 Plus Tax Break
The President was unable to keep his campaign promise to end taxation of Social Security benefits, as it never advanced in Congress, but many seniors 65 and over are still going to receive a new tax break. As a result…
Should You Delay Taking Social Security Until Age 70?
Delaying your Social Security benefits until age 70 increases your monthly payment by 76% compared to claiming at 62. However, consider factors like your health, life expectancy, and financial needs. The average break-even point is age 81 or 82. If…
New Social Security Scam Alert
Scam Alert For Immediate Release November 12, 2025 Unexpected Letter, Text, or Email from the Social Security Administration Office of Inspector General? Think Scam First The Office of the Inspector General (OIG) for the Social Security Administration (SSA)…