AMAC Foundation

Artificial Intelligence (AI) is Contributing to Scams Becoming More Sophisticated

Scams are becoming harder to spot. They can be in the form of a misspelled email address or a call from a robotic voice. Scammers are using your personal information that they have gathered to make themselves sound more legitimate.…

Starting Social Security Before Your Full Retirement Age and Working

If you want to start your Social Security Benefits before you reach your full retirement age (FRA) and continue to work, you will be subject to an earnings limit. Social Security allows you to use a special rule in your…

What to Expect for Social Security Changes in 2026

As is usually the case, 2026 will bring several program changes to Social Security. For example, there will likely be a cost-of-living increase in 2026. It is currently estimated at 2.5%. The full retirement age will be officially age 67…

Enhancing Your Social Security Online Account Security

Social Security is adding a “Security Authentication PIN (SAP) feature to your My Social Security Account Online account in August 2025. This is an optional feature. It is designed to make your identiy verification process faster and more secure when…

Medicare Part B and The Hold Harmless Rule

We’re one month into the compilation of statistics leading to determination of Social Security’s 2026 cost-of-living adjustment (COLA). Inflation has cooled considerably while health care costs have not, causing attention to focus on what impact expected Medicare Part B premium…

Help Mananging Your Social Security Benefit

If you feel you need help managing your Social Security benefits, Social Security will assist you in finding a representative payee. You may choose your own representative payee. You want to choose someone you can trust. They will recieve your…

New Tax Deduction for Qualifying Donations in 2026

Beginning in 2026, as a result of President Trump’s “Big Beautiful Bill” you will be able to write off your charitable donations without having to itemize on your tax return. Singles will be able to write-off up to $1,000 and…

Choosing A My Social Security Account Sign-in Method

You have the choice between creating either an ID.me or Log.In.gov account. They both allow you access to multiple government agencies.  There is actually little difference between the two. Login.gov has better alternatives for authentication if you don’t always have…

Accuracy of 2025 COLA could be in question

This article by Trevor Jennewine for The Motley Fool postulates that President Trump’s federal employee hiring freeze may affect the amount of the 2025 COLA. Of course, this could go either way, either higher or lower than it should be.…

Are Baby Bonds a step toward Privatizing Social Security?

Some say this is true. Others say the Trump Accounts are an additional government program that works with Social Security to increase American’s wealth. Jessica Hall for Morningstar explains here… Notice: The link provided above connects readers to the full content…

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