Full retirement age
Demystifying When to Claim Social Security Retirement Benefits
Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62 and ending at age…
Who Will Solve Social Security’s Financial Crisis?
Congress has been kicking this can down the road for a long time. For several decades, the Trustees of Social Security have warned, in their annual report to Congress, that Social Security is facing a financial crisis. For many years,…
Claiming too Early Could Hurt Your Spouse Later
Deciding when to claim Social Security is always a challenge, and far too many make that decision without fully understanding the consequences. It’s confusing, especially since there is a window of about 8 years during which you can claim SS…
A Resource for You; A Mission for Us
Every story begins with a vision. And almost every vision begins by recognizing a problem that needs fixing. Such is the case with this story – one of a problem recognized some years ago, which resulted in a vision, which…
Social Security: Looking Ahead to 2027
As most of us know, annual changes to Social Security are inevitable, some of which are good and some of which may take a bit more out of your pocket. This Motley Fool article by Christy Bieber discusses several SS…
The Financial Status of Social Security
Is Social Security really “going broke?” Well, it is not, because SS benefits will always be there as long as American’s are working and contributing to the program. But Social Security IS facing financial issues in about 6 years because…
Claiming SS early? Beware of the “Earnings Test”
Claiming Social Security at any time after age 62, while continuing to work, can seem like a great way to enhance your monthly income and make life a bit more comfortable. After all, you’ve worked an entire career contributing to…
America’s Retirement Age: 85 is the new 65!
Old norms take a long time to change, but one lingering phenomenon seems to be changing – retirement age in America. For many decades, age 62 (when Social Security benefits become available) or age 65 (when Medicare becomes available) have…
Discussing Social Security’s Financial Issues
There is much discussion these days about Social Security: Is it “going broke?” Are my future benefits at risk? Will there be a benefit cut soon? If so, when? All of these are valid questions which every senior should stay…
Claiming SS at 62 vs. Waiting Longer
Age 62 is the most popular age at which to claim Social Security benefits but, as explained in this article at The Globe and Mail, claiming at age 62 also means getting a much smaller benefit for the rest of…