retirement planning

What Secure 2.0 Could Mean for Your Retirement Planning

The much-discussed $1.7 trillion spending bill signed into law in December, contained a lot of items subject to ongoing scrutiny but, for those deep into retirement financial planning, the Secure 2.0 provisions embedded in the details should be studied carefully.…

New Rules for Retirement Account–A Quick Refresher

The recently-passed $1.7 trillion spending bill includes a host of big-ticket items, but one of the more obscure segments of the legislation has a direct bearing on many folks’ retirement financing strategies. If you are the owner of a 40a(k),…

Some Thoughts on Retirement Savings Planning for the Coming Year

As we look back on 2022, with its market volatility and its shifting landscape around retirement savings, one wonders what the year ahead will bring. Kiplinger contributor Jerry Golden, in a post on their website, wonders too, and offers a…

“Unretiring” Has Become an Option for Many Dealing With the Economy…But be Careful!

We’re in a pretty tough economy right now, and the outlook for the near term doesn’t look promising. As a result, and perhaps spurred on by the constant barrage of “help wanted” postings and cries of “worker shortages” we hear…

Envisioning and Defining Retirement

With all the financial and economic doom and gloom news, many retirees and pre-retirees are questioning their retirement plans. However, the media focuses on how to save for retirement, not how to spend in retirement. Jamie Hopkins uses the term…

Assessing Your Social Security Readiness

Anyone approaching the decision point on Social Security benefits needs to have a grasp on some of the key fundamentals. Failure to do so could result in decisions that, due to their irrevocability, could haunt you later in life. The…

Using Social Security’s online retirement planners

Anyone looking ahead to retirement is probably aware of the importance of understanding the details needed to make effective decisions. In an effort to help those interested in acquiring this understanding, SSA Public Affairs Specialist Catherine LeBlanc has posted an article on…

If You’re Worried About Running Our of Money in Retirement, Read This!

Many, many folks aging into–or already in–their retirement years share a concern: Your accumulated nest egg may not be substantial enough to carry you the way you’d like. If that’s a concern you have, Robert Powell Editor of TheStreet’s Retirement Daily,…

Delaying Retirement: The Importance of Staying Relevant

Wanting to delay retirement as a strategy to bolster finances for those later years is becoming more and more the norm. But for many, it’s not that easy, given what many see as diminishing opportunities for older workers. “Their bosses…

Rethinking retirement planning: portfolio withdrawals and Social Security

Conventional wisdom as widely published in retirement articles suggests withdrawing 4% of your portfolio each year of retirement (adjusted for inflation) and choosing a Social Security start date after conducting a break-even analysis.  This MarketWatch article, however, suggests that this…

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