retirement
America’s Retirement Age: 85 is the new 65!
Old norms take a long time to change, but one lingering phenomenon seems to be changing – retirement age in America. For many decades, age 62 (when Social Security benefits become available) or age 65 (when Medicare becomes available) have…
About Using Social Security’s online services
There has been a definite trend in recent years to do more “online” – that is, transact your business via the internet using emerging technologies, or “going digital.” The Social Security Administration has, for years, been adopting new online methodologies…
How Fair is the “Social Security Fairness Act?”
What is the Social Security Fairness Act? With considerable fanfare, following many years of lobbying from public service unions and affected constituents, Congress passed, and President Biden signed, in the final days of his administration, the so-called Social Security Fairness…
Beware! Social Security Scams Are Dangerous!
Scammers – those nefarious individuals who try to bilk you out of your money – are becoming more and more sophisticated in their approach to con you. They use very realistic looking emails with actual logos of the Social Security…
Navigating Social Security Today
Navigating Social Security these days can be quite a challenge, especially for older Americans who may not be technically savvy. The Social Security Administration (SSA) has, for years, been migrating many of their most common functions over to be accessible…
Discussing Social Security’s Financial Issues
There is much discussion these days about Social Security: Is it “going broke?” Are my future benefits at risk? Will there be a benefit cut soon? If so, when? All of these are valid questions which every senior should stay…
Claiming SS at 62 vs. Waiting Longer
Age 62 is the most popular age at which to claim Social Security benefits but, as explained in this article at The Globe and Mail, claiming at age 62 also means getting a much smaller benefit for the rest of…
What is the True American Retirement Age?
What do most people think of as America’s “retirement age?” Many think that it is age 62, because that is when you can first claim Social Security benefits. Others consider 65 to be the official “retirement age,” for two reasons…
Is Social Security Going “Broke?”
Despite the assertion in this article’s headline that “SSA Going Broke in 7 Years,” the reality is that no such fate awaits you if you are collecting SS benefits. In other words, you aren’t in danger of your Social Security…
Ask Rusty – If Either of us Die, Will the other Get a Survivor Benefit from Social Security?
Dear Rusty: I am 79. My husband is also 79 and we both receive Social Security benefits. We were both married before, and we married each other at the age of 58. Am I to understand correctly that when either of us dies, the surviving spouse is not…