savings
Two biggest regrets of retirees
“Small amounts saved daily add up to huge investments in the end.” – Margo Vader The two biggest regrets of the majority of retirees are not saving enough and not starting to save early, according to the latest study by…
Taking the necessary steps to avoid mistakes in retirement
Your retirement is almost here. Your plans to play more golf, visit the grandchildren, and just enjoy your life now that you are no longer accountable to a time clock. But before you start to celebrate, you need to avoid…
Is retirement unattainable?
A recent survey from TIAA Retirement Solutions found “the traditional goal of retiring between the ages of 65 and 70 is considered unattainable by two-thirds of Americans today, and many expect to work as long as their bodies will allow…
Social Security Announces 2.8 Percent Benefit Increase for 2026
The awaited announcement of the 2026 Cost of Living Adjustment has finally been made. Please see this article from the Social Security Administration. Also, if you’re unsure about how these basics apply to you, or if you have any questions…
“No tax on Social Security:” Here’s the real story
Be careful of campaign promises and political spin – they don’t all happen, and sometimes they may actually happen, but take an unusual and different approach. Such is the case with the bold assertion by the Administration that “income tax…
Tips to Prevent Retirement Financial Disaster
Retirement can be scary! Depending on your financial circumstances, unknown future situations can derail your retirement comfort and result in financial disaster, thus entirely disrupting your life. So, what should you do to avoid such circumstances? Well, renowned financial advisor…
Social Security: Claiming early vs. waiting for higher benefits
Claiming Social Security “early” (before full retirement age) is still the most popular option for many American seniors, even though they know waiting longer will substantially improve their monthly benefit. Two recent surveys revealed that nearly half of unretired Americans…
Demystifying Social Security’s “Earnings Test”
Social Security’s “Earnings Test” These days, working throughout one’s sixties and into and even beyond one’s seventies is very common. Recognizing that reality – and considering another which shows that most people today claim Social Security benefits in their early…
Thinking of Retiring Early? Read this first.
Early retirement – that is, retiring from your working career and living a life of ease and comfort – is something that all of us dream about as we approach our senior years. And while it is certainly a good…
Are We Approaching Social Security Reform the Wrong Way?
According to one Social Security pundit, we are approaching U.S. Social Security reform all wrong. In this article by Andrew G. Biggs of the American Enterprise Institute (AEI), the author contends that all policy discussions about Social Security reform center…